Hello, I'm really confused as to whether I get health insurance for my tortoise or not! Milo is nearly 3 and lives indoors. Without doubt if he lived outside where he would be more likely to get illnesses I would definitely get him insured, but with him living inside I'm not sure whether I do or not! He's a horsefield tortoise and he's in good health with good growth. Is it worth getting it or not? He may cost me a fortune! Please help me!