Hmm, the 6.5 is what they also used in that article i linked
http://www.uvguide.co.uk/phototherapyphosphor-tests.htm
which says they got an index of 2.3 off the Reptisun 5.0. I don't see that they specify at which distance that is, but it does say "recorded with the UV Index Meter at the distance at which the Solarmeter 6.2 reads exactly 100 µW/cm² of total UVB." My little brain is getting overloaded.
But the gist of that page is that these bulbs do put out wildly excessive amounts of UV in the narrower band of UV that is specifically needed by our tortoises. Measured with the same meter you have.
Of course the article is 8 years old and the bulbs may have been modified since.
And i do have an aluminum reflector, and my mint plants have responded as if they were getting fried.
All I can tell you is what I got from my bulbs, and a few other people's bulbs with my meters at a given distance. Distance matters tremendously in this case. Even one inch difference gets vastly different results. I can get 2.3 off of a Reptisun 5.0 if I put the meter close enough.